Pennsylvania Boat Insurance at Lake Wallenpaupack, Hawley PA
- tunlar
- May 1
- 2 min read
Boating in the beautiful Pocono Mountains of Pennsylvania offers you the freedom to explore inland lakes and rivers, enjoy a fun-filled day with friends at Lake Wallenpaupack, and it's a great way to connect with nature. But owning a boat also comes with risks that can lead to costly damages or liability claims. That’s where boat insurance steps in. Understanding the basics of boat insurance helps protect your investment and gives peace of mind on the water.
Tunlar Agency provides Boat Insurance that's customized to your needs, and offers affordable, valuable protection for your investment in a pontoon boat, personal watercraft, sailboat, tournament fishing set-up, runabout, cruiser, or wake boat.
At present, boat insurance isn't required by Pennsylvania law, but Liability coverage may be required by your local marina or homeowners association. If you financed your boat, your lender may require that you carry Comprehenisve & Collision coverage. Liability coverage protects you, your family, and your assets.
Bodily Injury and Property Damage Liability Coverage. This covers Injuries to others that you may be liable for, and damage you cause to another boat or property while boating.
Comprehensive covers physical damage to your boat from theft, fire, explosion, hail, lightning, and other weather-related issues, vandalism, glass breakage, collision with animals/creatures, and falling objects.
Collision covers physcial damage to your boat from a collision with another boat, dock, submerged object, rock cluster, or other objects that you may encounter.
There are many coverage enhancements that we recommend, when available (some may already be included with your coverage): medical payments, uninsured boater liability, trailer coverage, personal effects coverage, fishing equipment coverage, on-water towing, roadside assistance, wear & tear and mechanical breakdown coverage, fuel-spill liability, and wreckage removal.
Policy terms are annual, and boat insurance coverage goes year-round, well beyond the Summer boating season. Your shrink-wrapped and winterized boat can still be damaged during the fall, winter, and spring months while being stored indoors, or outdoors.
Boat Insurance Quotes with Tunlar Agency and quick, easy, and the choice of coverage is yours. There's a selection of coverage options (actual cash value, agreed value, replacement cost), liability protection limits, physical damage deductibles (including diminishing deductible), and coverage enhancement options.
You can have multiple boats, personal watercraft, and their trailers, all covered under one insurance policy. There are many discounts available to save you money, and you have a choice of payments plans to help meet those budget goals.
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